2010 FHA policy change. What you need to know for the benefit of your client post short sale-

As we leave 2009 and charge into 2010 HUD has introduced new guidelines for FHA in regards to financing after a Short Sale. Short sales are defined as the lender is accepting less than the total amount due on the property financed.
Borrowers are NOT eligible for a new FHA mortgage if they pursued a short [...]

Two Reasons Why Now Really May be a Great Time to Buy a Home

This is a great article a friend forwarded to me.  I cant agree more. Rates are low for only a short period. It’s like the FED is holding them don like a Basketball underwater. When that’s finished sky’s the limit. Now is the time to purchase your home or refinance if your home is underwater.  [...]

Is it time to use your VA loan to buy a home in the Bay Area?

Are you using your VA Loan Certificate?
There is no better time in the Bay Area to purchase a home. Combine the all time high affordability of housing and  100% financing that VA offers you’ll be in a home before you know it.

You’d be surprised how many folks who are eligible for a VA loan that [...]

I qualify for a VA loan but had a Chapter 13 Bankruptcy. Can I buy a home now?

I qualify for a VA loan but had a Chapter 13 Bankruptcy. Can I buy a home now?

The answer to this question is the same as most home loans such as FHA, VA, CalSTRS etc; it’s case by case and it will really payoff to have a free consultation with me. Here is how most [...]

City of Livermore, CA First Time Home Buyer Down Payment Assistance

If you are a first-time buyer looking to purchase a home in Livermore youre one step closer to your goal by reading this. The City of Livermore has money for you and the time to call me is now!
This program provides financial assistance to low to moderate income first time home buyers in the form [...]