Part 1: Making Homes More Affordable in the Bay Area- Stimulus Housing Refinance

What is “Making Home Affordable” all about?

Making Home Affordable is part of President Obama’s comprehensive strategy to get the housing market and Bay Area housing back on track. Through the Making Home Affordable Program, up to 9 million households may be eligible to refinance or modify their loans to a payment that is affordable now [...]

Foreclosures spike again in February

It was starting to look like the problem was easing before January, when foreclosure starts declined to 69,000 in November from 77,000 in October and then dropped again to 56,000 in December.  But in January the number of started foreclosures jumped to 217,000, and now February’s numbers have leaped up again to 243,000.  87,000 homes [...]

Time to Refinance in the Bay Area-

Homeowners should rush to refinance their mortgages,  now that the Federal Reserve is now committed to low interest rates.
The Fed this afternoon announced that the key federal funds rate would remain unchanged in a range between 0% and 0.25%, and promised to keep that figure low for the foreseeable future. 4% mortgages may be in [...]

Livermore, CA Kelly Way, Livermore Down Payment Assistance- Housing FIND

Livermore, CA
First Time Home Buyer Opportunity
Own this home today!
Livermore, Ca First Time Home Buyer Program on this eligible property.
Free FHA Pre-Approvals for Livermore, CA Bank Owned and Foreclosed Homes
Call today to receive a FREE list of Livermore, CA Foreclosed REO property.

This is a great opportunity for a first time home buyer to purchase [...]

Going Green with paperless mortgages-

Imagine the mortgage process without thick files most likely with duplicates and triplicates. No longer is this fantasy. In fact this is a practice I hung my hat on close to two years ago. At last end-to-end paperless mortgages are here. Is your local Bay Area Mortgage Broker offering it?
Previously, the paperless-mortgage process included online [...]